1-4 Unit Bridge Coupon: 9.25% to 11.25% Multifamily 5+ Bridge: 8.75% to 10.50% Standard Max Leverage: Up to 90% LTC / 75% ARV
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Home › Underwriting Guides › Editorial Policy, Affiliate Disclosure & Licensing Notice

Editorial Policy, Affiliate Disclosure & Licensing Notice

Transparency on how we verify lender data, how we earn referral compensation, and our regulatory boundaries as a financial publisher.

Reviewed by: BridgeLoan Financing Underwriting Desk Updated: October 25, 2026 Asset Focus: Business-Purpose & Investment Real Estate Debt

1. Regulatory & NMLS Licensing Notice (Important Compliance Disclosure)

BridgeLoan Financing (bridgeloan-financing.com) is an independent financial publishing, educational, and interactive software platform. We are NOT a mortgage lender, consumer mortgage broker, commercial loan broker, or NMLS-licensed loan originator.

  • We do not accept consumer mortgage applications, collect Social Security numbers, pull credit reports, issue loan commitments, or negotiate interest rates or loan terms on behalf of borrowers or lenders.
  • The calculators, underwriting matrices, and state guides published on this site are designed for informational modeling and focus primarily on business-purpose real estate investment loans (such as fix-and-flip, bridge-to-DSCR, multifamily, mixed-use, and commercial bridge debt closed in an LLC, LP, or corporation).
  • Visitors seeking financing for an owner-occupied primary residence are subject to federal SAFE Mortgage Licensing Act, TILA/RESPA (TRID), and state NMLS licensing statutes. Any residential Buy-Before-You-Sell links on our website direct visitors exclusively to licensed third-party platforms (such as HomeLight) that maintain their own state regulatory licenses.

2. Affiliate & Referral Compensation Disclosure

BridgeLoan Financing provides all calculators, sensitivity tables, and state underwriting guides free of charge. To fund our research and engineering operations, we may receive affiliate commissions, referral fees, or partner compensation when visitors click outbound links (such as /go/... links) or connect with lending partners featured in our directory.

Compensation never alters the mathematical formulas in our calculators, nor does it change the objective underwriting metrics (minimum FICO, maximum LTC/ARV, points ranges, and state availability) reported in our tables.

3. Rate & Underwriting Accuracy

Private debt and commercial bridge loan pricing moves continuously based on SOFR, Treasury yields, secondary securitization spreads, and regional property conditions. All interest rates, origination points, and LTV/LTC caps displayed on BridgeLoan Financing represent verified market ranges as of publication and are not binding loan offers. Always verify final figures on your official lender term sheet and consult qualified legal and tax counsel before executing commercial debt agreements.