1-4 Unit Bridge Coupon: 9.25% to 11.25% Multifamily 5+ Bridge: 8.75% to 10.50% Standard Max Leverage: Up to 90% LTC / 75% ARV
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Home › Interactive Calculators › Compare Bridge Loan Lenders & 5-Step Smart Rate Matcher (2026)

Compare Bridge Loan Lenders & 5-Step Smart Rate Matcher (2026)

Match your deal parameters against verified national and regional bridge lenders in 30 seconds.

Reviewed by: BridgeLoan Financing Underwriting Desk Updated: October 25, 2026 Asset Focus: Business-Purpose & Investment Real Estate Debt
5-Step Underwriting Router

Smart Bridge Lender & Rate-Match Engine

Filter verified national and regional bridge lenders by loan purpose, asset class, state, loan size, and borrower credit tier in 30 seconds.

1. Purpose 2. Property & State 3. Loan Size 4. Credit Tier 5. Matched Lenders

Step 1 of 5: Select Your Primary Bridge Loan Purpose

Step 2 of 5: Property Asset Class & State Location

Step 3 of 5: Target Bridge Loan Amount

Step 4 of 5: Sponsor FICO Score & Track Record

Step 5 of 5: Your Top Underwriting Matches

Showing verified lenders matching your deal criteria, sorted by leverage and underwriting fit.

Top Overall Fix & Flip Lender
Kiavi

Best for Tech-Enabled Fix & Flip and Fast Closings

Rates: 8.25% to 11.50% Points: 1.0% to 2.0% Max Leverage: 100% LTC / 80% ARV Min FICO: 640 Close Speed: 7 to 10 business days
Check Rates at Kiavi → Read Underwriting Review
Best Low-Credit & STR Bridge
Easy Street Capital

Best for Low-FICO Investors & 48-Hour Term Sheets

Rates: 8.90% to 11.90% Points: 0 to 2.0% + $1,995 doc fee Max Leverage: 93% LTC / 75% ARV Min FICO: 600 Close Speed: 5 to 10 business days
Check Rates at Easy Street Capital → Read Underwriting Review
Best Multifamily & Construction
Lima One Capital

Best for Heavy Rehab, Ground-Up & Multifamily Bridge

Rates: 7.75% to 11.75% Points: 1.5% to 2.5% Max Leverage: 95% LTC / 70% ARV Min FICO: 660 Close Speed: 10 to 14 business days
Check Rates at Lima One Capital → Read Underwriting Review
Optional: Email This Deal Sizing & Lender Match Sheet

Save a copy of your underwriting parameters and matched lender checklist to your inbox for your LLC deal folder.

2026 National Bridge Lender Underwriting Matrix

Filter the table below by loan purpose (Fix & Flip, Multifamily & Commercial, Bridge-to-DSCR Rental, or Residential Equity Unlock) to compare interest rate ranges, origination points, maximum LTC/ARV leverage, minimum FICO scores, and closing speeds.

Lender & Specialty Interest Rate & Points Max LTC / ARV Loan Amounts Min FICO Close Speed Action
Top Overall Fix & Flip Lender Kiavi
Best for Tech-Enabled Fix & Flip and Fast Closings
 8.25% to 11.50%
Points: 1.0% to 2.0%
 100% LTC
Up to 80% ARV
 $75K to $5M
49 States + DC
 640+ 7 to 10 business days View Terms Review
Best Low-Credit & STR Bridge Easy Street Capital
Best for Low-FICO Investors & 48-Hour Term Sheets
 8.90% to 11.90%
Points: 0 to 2.0% + $1,995 doc fee
 93% LTC
Up to 75% ARV
 $75K to $5M
46 States
 600+ 5 to 10 business days View Terms Review
Best Multifamily & Construction Lima One Capital
Best for Heavy Rehab, Ground-Up & Multifamily Bridge
 7.75% to 11.75%
Points: 1.5% to 2.5%
 95% LTC
Up to 70% ARV
 $100K to $10M
46 States + DC
 660+ 10 to 14 business days View Terms Review
Best Repeat Investor Pricing RCN Capital
Best for Repeat Fix-and-Flip & Wholesale Acquisitions
 9.49% to 11.75%
Points: 1.5% to 2.5%
 100% LTC
Up to 75% ARV
 $75K to $3M
44 States
 650+ 10 to 14 business days View Terms Review
Best Portfolio & Institutional CoreVest Finance
Best for Portfolio Bridge Lines & Commercial Aggregators
 8.75% to 10.75%
Points: 1.0% to 2.0%
 93.5% LTC
Up to 70% ARV
 $75K to $50M
47 States
 640+ 14 to 21 business days View Terms Review
Best Small-Balance CRE Bridge Versara Capital
Best for Small-Balance Commercial and Hard-to-Place Deals in 5 States
 9.90% to 14.90%
Points: Flat $995 to $1,995 fee (no points)
 100% LTC
Up to 80% ARV
 $50K to $5M
5 States (AZ, TX, NC, GA, AL)
 400+ 48 hours to 7 days View Terms Review
Top Residential Equity Unlock HomeLight Buy Before You Sell
Best for Owner-Occupants Unlocking Equity for a New Primary Home
 Program Fee 1.5% to 2.4%
Points: 1.5% to 2.4% Unlock Fee
 90% LTC
Up to 90% ARV
 $100K to $2M
47 States (not AK, MA, NY)
 620+ 7 to 14 days equity approval View Terms Review

How We Vet and Rank Bridge Lenders

Our underwriting desk evaluates bridge lenders on five verifiable metrics that directly determine investor profitability:

  1. True Leverage Ceiling (LTC vs. ARV): Whether a lender truly funds up to 90% of purchase + rehab cost and 75% of ARV for qualified borrowers, or quietly hair-cuts leverage on closing day.
  2. Interest Charging Method (Non-Dutch vs. Dutch): Lenders that charge interest only on drawn funds save rehab borrowers thousands of dollars compared to Dutch-interest contracts.
  3. Draw Inspection Turnaround: Whether rehab escrow draws are wired within 48 to 72 hours via mobile photo inspection or delayed by slow manual reviews.
  4. Bridge-to-DSCR Takeout Integration: Whether the lender offers in-house 30-year DSCR permanent refinancing with reduced origination points at exit.
  5. Transparent Fee Structure: Clear disclosure of legal, underwriting, appraisal, and wire fees before the borrower pays for an appraisal.